Do you somehow insure/protect me, or are you just telling me it’s risk free?

Your credit will NEVER be used. Furthermore, the authorized users added to your credit card will not have the account information, expiration date, or 3-digit security code to make purchases. Lastly, all credit cards will be mailed to the primary cardholder on the account. Our clients and ShareYourCredit.com do not have the authority to access your account.