What if I need to some of my available credit back?

While we request each of our cardholders to keep their monthly balances below 15% of the limit to maximize benefit to our clients, we understand that circumstances change and that you may need to make a large purchase.  If you anticipate a major purchase to your card in the future (i.e. the cardholder is going on vacation or making tuition payments), kindly give us a 30-day notice and we’ll stop adding authorized users on the credit card for that month. Assuming you continue to qualify for the program, you can rejoin us when you are ready.